Themakampani otumiza katunduSi zachilendo kusinthasintha ndi kusatsimikizika. Komabe, pakadali pano ikukumana ndi nthawi yayitali yachisokonezo chifukwa cha mavuto ambiri andale omwe akukhudza kwambiri msika wapamadzi. Mikangano yomwe ikupitilira ku Ukraine ndi Gaza ikupitilira kusokoneza makampaniwa pankhani ya chitetezo, kupereka, ndi magwiridwe antchito. Pakadali pano, gawoli liyenera kusintha malamulo okhwima omwe cholinga chake ndikuthandizira kusintha kwake kobiriwira. Kuphatikiza apo, mafunde aposachedwa a chitetezo cha ku America akukhudza ubale wamalonda womwe ulipo, zomwe zingayambitse kusintha kwakukulu pakusintha kwa msika.
Pakati pa mavuto akuluakulu awa, ndalama zogulira zinthu panyanja zasintha kwambiri pazaka 20 zapitazi. Kuyambira vuto la zachuma la 2008, mabanki akale agwiritsa ntchito njira yosamala kwambiri, ndipo malamulo okhwima achepetsa kukopa kwa makampani obwereketsa katundu. Zofunika kwambiri za mabanki akuluakulu zasintha kuyambira kumapeto kwa zaka za m'ma 2000, zomwe zachepetsa chidwi chawo pa njira zogulira zinthu zomwe zimakhala ndi phindu lalikulu komanso zoopsa zomwe kale zinkalimbikitsa kukula kwa zombo mwachangu kwa eni sitima.
Izi zikuvuta kwambiri makamaka chifukwa cha kukalamba kwa sitima zapamadzi padziko lonse lapansi, ndipo zombo pafupifupi 15,000 zikuyembekezeka kufika kumapeto kwa moyo wawo wachuma m'zaka khumi zikubwerazi. Chifukwa chake, kufunikira kwa ndalama m'makampaniwa kukuwonjezeka, pomwe mabungwe azachuma akale akuvutika kupereka chithandizo.
Kuyamba kwa njira zokhwima zobwereketsa ndalama kwachititsa kuti mabungwe ena angongole akwere kwambiri m'makampaniwa. Mabungwe monga MareVia Credit Fund (omwe adayambitsidwa ndi Pelagic Partners mu Seputembala 2024 kuti akwaniritse zosowa zamakampaniwa) ali ndi chidziwitso cha msika komanso kusinthasintha komwe kumathandiza kuti pakhale mgwirizano wabwino ndi mabanki akale. Njira imeneyi imalimbikitsa chitukuko cha zinthu zogulitsa ndalama zambiri, pogwiritsa ntchito mphamvu zogulira ndalama za mabungwe akuluakulu azachuma pamodzi ndi kusinthasintha, ukadaulo wamsika, komanso chidziwitso cha makampani cha obwereketsa ena apadera. Ubale woterewu ndi wofunikira kwambiri popanga zinthu zobwereketsa zogwirizana ndi zosowa za gawo lazamalonda.
Mwachitsanzo, mabungwe obwereketsa awa, atapeza chidziwitso chakuya komanso kudziwa bwino msika m'zaka zaposachedwa, ali pamalo abwino oti azitha kusintha malinga ndi mwayi womwe ulipo, zomwe zimawapangitsa kukhala okonzeka kulipira ndalama zothandizira. Ndi mitengo yamkati ya 10-12% ndi phindu la banki la 3-4%, eni sitima akupeza ndalama zina zomwe mabanki akale amapereka kale.
Monga gulu la katundu wosakhudzana ndi zinthu, makampani oyendetsa sitima akhala akuwonetsa kulimba mtima nthawi yamavuto, akupitilizabe kukopa amalonda omwe akufuna kugwiritsa ntchito mwayi waukulu womwe umabwera chifukwa cha mavutowa.
Kampani ya Pelagic Partners, yokhala ndi chidziwitso chochuluka komanso cholowa m'makampani opanga zinthu zapamadzi, yadzipangira mbiri ngati katswiri wosiyanasiyana, woyika ndalama m'magawo osiyanasiyana oyendera sitima zapamadzi ndi zapamadzi. Njira imeneyi imapangitsa kuti pakhale mwayi wopeza ndalama, zomwe zimathandiza kampaniyo kutuluka pamsika nthawi yoyenera pamene ikupereka phindu lokhazikika komanso lokhazikika, komanso njira yochepetsera chiopsezo ndikuwonjezera mwayi wopeza ndalama.
Pakadali pano, msika wa panyanja ukukumana ndi kusatsimikizika ndipo palibe zizindikiro zoti ukutha. Komabe, makampani oyendetsa sitima nthawi zambiri amachita bwino panthawi yamavuto azachuma, ndipo ngakhale kuti kusakhazikika kwa msika komwe kukuchitika kukuyembekezeredwa kupitirira, pokhapokha ngati amalonda apitilizabe kusintha ndi kusintha ndi omwe angayembekezere kugwiritsa ntchito bwino zinthu zosiyanasiyana zomwe zikuchitika pamsika.
Utumiki wathu waukulu:
·Sitima ya panyanja
·Ndege Yonyamula
·Kutumiza Katundu Mmodzi Kuchokera Kunyumba Yosungiramo Zinthu Zakunja
Takulandirani kuti mufunse za mitengo ndi ife:
Contact: ivy@szwayota.com.cn
WhatsApp：+86 13632646894
Foni/Wechat: +86 17898460377
Nthawi yotumizira: Epulo-25-2025
